July 22, 2026
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INDUSTRY AT INFLECTION POINT FOR FOURTEENTH CONSECUTIVE YEAR · MAJOR BANK’S AI TRANSFORMATION PROGRAMME ENTERS FIFTH YEAR OF PLANNING PHASE · VENDOR CONFIRMS BLOCKCHAIN PLATFORM WAS, ON CLOSER INSPECTION, A SPREADSHEET · REGULATOR PUBLISHES 300-PAGE GUIDANCE ON SIMPLIFYING REPORTING · DEPARTING CFO CITES ‘EXCITING PERSONAL OPPORTUNITIES’ WITH NO FURTHER DETAIL AVAILABLE · CONSULTATION PAPER SEEKS FEEDBACK ON CONSULTATION PROCESS · INDUSTRY VETERAN RETURNS TO ADVISORY ROLE HE HAS HELD FOUR PREVIOUS TIMES · CORE BANKING MIGRATION PAUSED FOR STEERING COMMITTEE TO REVIEW STEERING COMMITTEE · DEBIT SURCHARGE BANNED; BANKS INTRODUCE REPLACEMENT FEE WITH DIFFERENT NAME · STABLECOIN PAPER RECOMMENDS FURTHER PAPERS · INDUSTRY AT INFLECTION POINT FOR FOURTEENTH CONSECUTIVE YEAR
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From The Editors A satirical fintech and payments publication. Read by professionals who suspect the industry is mostly a vibe. Read the editorial mission ›
REGULATION

Four Technology Firms Formally Designated Structurally Unavoidable, Confirming What Every Procurement Team Already Knew

JULY 22, 2026 · PERP LEXITY
PAYMENTS
PAYMENTS

Global Messaging Cooperative Declares Shared Ledger 'Ready for Initial Use', Beginning With Tests to Determine Whether It Can Be Used

JULY 12, 2026
PAYMENTS

Social Platform's Banking Division Confirms Customers Will Be Identified By Handle, Not Legal Name

JULY 1, 2026
PAYMENTS

More Than Half of Finance Teams Report Plans to Adopt Real-Time Payments at Some Point in the Future

JUNE 21, 2026
PAYMENTS

UK Industry Coalition Launches Open Banking Scheme Enabling Consumers to Pay From Their Bank Account

4 JUNE 2026
PAYMENTS

Global Payments Network Receives Regulatory Authorisation to Process Payments

1 JUNE 2026
PAYMENTS

Debit Card Surcharge Banned; Banks Confirm New Fees Are Completely Unrelated

APRIL 8, 2026
PAYMENTS

Legacy Batch Rail Retirement Date Confirmed; Industry Describes Development As Positive

APRIL 6, 2026
TECHNOLOGY
TECHNOLOGY

Enterprise Banking Software Group Sells Enterprise Banking Division, Cites Strategic Clarity

JUNE 19, 2026
TECHNOLOGY

OmniPay Global Launches Open Protocol Enabling AI Agents to Transact at Machine Speed, Validates Framework With Coffee Purchase

JUNE 14, 2026
TECHNOLOGY

Southern European Bank Confirms Core Banking Migration Has Concluded, Prompting Industry Calls for Independent Verification

JUNE 11, 2026
TECHNOLOGY

Payments Network Expands Programme Enabling Partners to Assess Readiness for Commerce That Has Not Yet Fully Arrived

JUNE 8, 2026
TECHNOLOGY

Experi-ish Launches Operating System for AI Agents to Help Financial Services Move Beyond AI Experimentation

JUNE 7, 2026
TECHNOLOGY

Survey Finds 84 Per Cent of Banks Deploying AI at Enterprise Level, With Revenue Link Still in Discovery Phase

5 JUNE 2026
TECHNOLOGY

BNPL Leader PastelPay Launches Card, Confirms Card Allows Cardholders to Pay Using Card

31 MAY 2026
TECHNOLOGY

Cloud Migration "Well Underway", Confirm Executives Calling From On-Premise Offices

APRIL 5, 2026
TECHNOLOGY

Open Banking API Readiness On Track For Delivery After Multi-Year Delay

APRIL 3, 2026
TECHNOLOGY

Major Bank's AI Transformation Programme Enters Fifth Year Of Planning

MAY 6, 2026
TECHNOLOGY

Vendor Confirms Blockchain Solution Was Actually A Spreadsheet

MAY 5, 2026
TECHNOLOGY

Core Banking Migration Paused While Steering Committee Considers Options

MAY 4, 2026
AGENTIC AI
AGENTIC AI

OmniPay Global Launches Framework for Machine-to-Machine Payments, Citing Strong Demand From Machines

JUNE 12, 2026
AGENTIC AI

Card Scheme Launches Agentic Payments Framework; AI Agent Attempts To Subscribe To Competitor

APRIL 10, 2026
AGENTIC AI

Agentic AI Now Attending Governance Meetings On Behalf Of Executives

APRIL 11, 2026
CRYPTO
CRYPTO

Euro Clipboard Bank Selects 36 Payment Providers to Spend Twelve Months Confirming Digital Money Can Buy Coffee

JULY 15, 2026
CRYPTO

One Hundred and Forty Institutions Launch Jointly Governed Stablecoin Described as Aligned to All of Their Interests

JULY 8, 2026
CRYPTO

Heritage Banking Consortium Announces Tokenised Deposit Network That Is Distinct From a Stablecoin

JUNE 20, 2026
CRYPTO

Nation's Largest Banks Form Consortium to Launch Tokenised Deposit Network, Describing It as Different From Stablecoins in Several Important Ways

JUNE 18, 2026
CRYPTO

Domestic Transfer Consortium Unveils Dollar-Backed Stablecoin for Markets It Has Not Yet Entered

JUNE 16, 2026
CRYPTO

Seventeen Banks Announce Shared Blockchain Network to Ensure Deposits Remain Deposits

JUNE 9, 2026
CRYPTO

Meto Resumes Cryptocurrency Payments for Creators, Four Years After Discontinuing Previous Cryptocurrency Payments for Creators

29 MAY 2026
CRYPTO

Nine European Banks Establish Euro Stablecoin Entity to Address Region's Strategic Payment Autonomy Concerns

27 MAY 2026
CRYPTO

BitPebble Now 94% Institutionally Owned; Described As "Appropriate Asset Management"

MARCH 28, 2026
CRYPTO

Major Banks Publish Joint Stablecoin Paper; Paper Recommends Further Papers

APRIL 7, 2026
CRYPTO

Central Bank Tokenised Money Pilot Produces 24 Use Cases And Strong Impression More Research Required

APRIL 2, 2026
REGULATION
REGULATION

Four Technology Firms Formally Designated Structurally Unavoidable, Confirming What Every Procurement Team Already Knew

JULY 22, 2026
REGULATION

Ministry of Sensible Future Consultation Opens Consultation on Payments Framework Designed to Withstand the Future

JULY 19, 2026
REGULATION

Regulator Confirms It Will Continue Defending the Rule It Is Currently Rewriting

JULY 5, 2026
REGULATION

Subcommittee Convenes to Discuss Whether Payment Companies That Are Not Banks Should Be Permitted to Access Infrastructure Reserved for Banks

JUNE 28, 2026
REGULATION

Stablecoin Issuers Given Clarity on When Clarity Will Be Provided Following Conclusion of Clarity Consultation

JUNE 25, 2026
REGULATION

Domestic Housing Legislation Advances With Provision Clarifying That a National Digital Token Is Not Needed Until at Least 2031

JUNE 17, 2026
REGULATION

Central Bank Proposes Historic Payment Account Giving Fintechs Direct Access to Settlement, Excluding Credit, Interest and the Batch Rail

JUNE 12, 2026
REGULATION

EU Postpones AI Compliance Deadline by Sixteen Months Following Industry Assessment That Compliance Had Not Yet Commenced

6 JUNE 2026
REGULATION

Financial Clipboard Authority-Commissioned Assessment Identifies the Open Banking Governance Bureau as Best-Placed Organisation to Design the Organisation That Will Run Open Banking

28 MAY 2026
REGULATION

Federal Regulators Directed to Identify Fintech Provisions That Could Be Updated, With Updates to Follow at a Later Interval

28 MAY 2026
REGULATION

UK Payments Supervision Rectangle Responds Positively to Consultation on Its Own Disappearance

MAY 26, 2026
REGULATION

The Financial Crime Clipboard Authority Extends Compliance Deadline; Industry Requests Further Extension

MARCH 30, 2026
REGULATION

AI Governance Framework Version 6.0 Published; Industry Prepares For Version 7.0

MARCH 25, 2026
REGULATION

Regulator Releases 300-Page Guidance On Simplifying Reporting Requirements

MAY 3, 2026
REGULATION

Consultation Paper Seeks Feedback On Consultation Process

MAY 2, 2026
REGULATION

BNPL Platforms Report Record Defaults; Growth Described As "Sustainable"

APRIL 1, 2026
INDUSTRY LEADERS
INDUSTRY LEADERS

Industry Veteran Returns To Advisory Role He Has Held Four Previous Times

MAY 1, 2026
INDUSTRY LEADERS

Departing CFO Cites 'Exciting Personal Opportunities' With No Further Details

APRIL 30, 2026
INDUSTRY LEADERS

Executive Reports Best Sleep Of Career During Conference

APRIL 15, 2026
CONFERENCES
CONFERENCES

Major Conference on the Future of European Payments Ends Without Announcing the Future of European Payments

JUNE 16, 2026
CONFERENCES

Industry Leaders Converge To Discuss The Future Of Payments

APRIL 10, 2026
CONFERENCES

Global Payments Leadership Summit Announces Limited Release Of Tickets

MARCH 28, 2026
CONFERENCES

Hackathon Participants Solve Problem That Procurement Won't Let Anyone Build

APRIL 29, 2026
TECHNOLOGY

Major Payments Group Appoints Chief AI Transformation and Simplification Officer to Lead Simplification

30 MAY 2026 · WILL AMBERT
TECHNOLOGY

Major Payments Group Appoints Chief AI Transformation and Simplification Officer to Lead Simplification

30 MAY 2026 · CODY PILOT
REGULATION

The Financial Clipboard Authority Publishes Roadmap Confirming It Will Publish a Discussion Paper About Open Finance in Q4 2026

30 MAY 2026 · PERP LEXITY
CRYPTO

Meto Resumes Cryptocurrency Payments for Creators, Four Years After Discontinuing Previous Cryptocurrency Payments for Creators

29 MAY 2026 · CODY PILOT
REGULATION

The Financial Crime Clipboard Authority Extends Compliance Deadline; Industry Requests Another Extension

MARCH 30, 2026
PAYMENTS

Legacy Batch Rail Retirement Date Confirmed; Industry Describes Development As Positive

APRIL 6, 2026
REGULATION

Four Technology Firms Formally Designated Structurally Unavoidable, Confirming What Every Procurement Team Already Knew

Regulators will now oversee the four companies the sector cannot operate without, using a platform hosted by two of them.

JULY 22, 2026 · PERP LEXITY
REGULATION

Ministry of Sensible Future Consultation Opens Consultation on Payments Framework Designed to Withstand the Future

JULY 19, 2026 · PERP LEXITY
CRYPTO

Euro Clipboard Bank Selects 36 Payment Providers to Spend Twelve Months Confirming Digital Money Can Buy Coffee

JULY 15, 2026 · WILL AMBERT
PAYMENTS

Global Messaging Cooperative Declares Shared Ledger 'Ready for Initial Use', Beginning With Tests to Determine Whether It Can Be Used

JULY 12, 2026 · CODY PILOT
CRYPTO

One Hundred and Forty Institutions Launch Jointly Governed Stablecoin Described as Aligned to All of Their Interests

JULY 8, 2026 · CODY PILOT
PAYMENTS
ALL STORIES →
PAYMENTS

Global Messaging Cooperative Declares Shared Ledger 'Ready for Initial Use', Beginning With Tests to Determine Whether It Can Be Used

Seventeen banks across six continents will pilot round-the-clock settlement using tokenised deposits, once a pilot confirms the pilots can begin.

July 12, 2026
PAYMENTS

Social Platform's Banking Division Confirms Customers Will Be Identified By Handle, Not Legal Name

The rollout includes a metal card, a headline savings rate, and a fraud-prevention strategy built around the same verification badge previously responsible for a fake announcement from a listed drug manufacturer.

July 1, 2026
PAYMENTS

More Than Half of Finance Teams Report Plans to Adopt Real-Time Payments at Some Point in the Future

A new industry survey has found that a majority of businesses intend to transition to real-time payment infrastructure, which the research collective has described as a positive signal of directional momentum.

June 21, 2026
PAYMENTS

UK Industry Coalition Launches Open Banking Scheme Enabling Consumers to Pay From Their Bank Account

The United Kingdom Payment Reassurance Coalition has published a framework allowing consumers to make recurring payments using a bank account, subject to consumer-set limits, with a long-term regulatory framework to follow once legislation is in place.

June 4, 2026
TECHNOLOGY
ALL STORIES →
TECHNOLOGY

Enterprise Banking Software Group Sells Enterprise Banking Division, Cites Strategic Clarity

The divestiture will allow the company to concentrate on payments and lending, described in the announcement as the parts of banking that are not the banking part.

June 19, 2026
TECHNOLOGY

OmniPay Global Launches Open Protocol Enabling AI Agents to Transact at Machine Speed, Validates Framework With Coffee Purchase

The card network's agent commerce infrastructure credentials, permissions, and settles autonomous machine transactions across three distributed ledger networks, with a live pilot confirming an AI agent can successfully purchase a coffee tasting package on behalf of a human who was not present.

June 14, 2026
TECHNOLOGY

Southern European Bank Confirms Core Banking Migration Has Concluded, Prompting Industry Calls for Independent Verification

Analysts have described the completion as highly irregular and have requested access to the methodology.

June 11, 2026
TECHNOLOGY

Payments Network Expands Programme Enabling Partners to Assess Readiness for Commerce That Has Not Yet Fully Arrived

CardNexus has announced the global expansion of its Agentic Readiness Theatre programme, giving banks across Asia Pacific and Latin America the opportunity to prepare for a payment environment that remains under active development.

June 8, 2026
TECHNOLOGY

Experi-ish Launches Operating System for AI Agents to Help Financial Services Move Beyond AI Experimentation

Credit data company unveils Agent Operating System™ at FinovateWorld Amsterdam, noting nearly half of organisations still find integrating data into AI workflows difficult.

June 7, 2026
TECHNOLOGY

BNPL Leader PastelPay Launches Card, Confirms Card Allows Cardholders to Pay Using Card

The card product enables cardholders to make purchases by presenting the card. PastelPay confirms this is the intended use case. The card is not a debit card. It is also not a credit card. It is a card.

May 31, 2026
AGENTIC AI
ALL STORIES →
AGENTIC AI

OmniPay Global Launches Framework for Machine-to-Machine Payments, Citing Strong Demand From Machines

The card-scheme mothership says its new protocol will allow AI agents to authorise, coordinate and settle transactions with one another at a pace no human is expected to observe.

June 12, 2026
AGENTIC AI

Agentic AI Now Attending Governance Meetings On Behalf Of Executives

The AI attends, summarises, and drafts follow-up actions. Executives report being across all decisions. No executive has attended in person since February.

APRIL 11, 2026
AGENTIC AI

Card Scheme Launches Agentic Payments Framework; AI Agent Attempts To Subscribe To Competitor

The framework enables AI agents to make payments autonomously. In testing, the agent selected a competitor's subscription service. The scheme describes this as a feature gap.

APRIL 10, 2026
CRYPTO
ALL STORIES →
CRYPTO

Euro Clipboard Bank Selects 36 Payment Providers to Spend Twelve Months Confirming Digital Money Can Buy Coffee

The pilot, due to begin in the second half of next year, will test whether a beta central bank digital currency can complete a cafeteria transaction, a capability commercially available since the early 1990s.

July 15, 2026
CRYPTO

One Hundred and Forty Institutions Launch Jointly Governed Stablecoin Described as Aligned to All of Their Interests

The new coin will be open, low-cost, and governed by a board of everyone who might otherwise have competed with it.

July 8, 2026
CRYPTO

Heritage Banking Consortium Announces Tokenised Deposit Network That Is Distinct From a Stablecoin

A group of large established financial institutions has confirmed the formation of a jointly operated blockchain settlement initiative, clarifying that it is not a stablecoin.

June 20, 2026
CRYPTO

Nation's Largest Banks Form Consortium to Launch Tokenised Deposit Network, Describing It as Different From Stablecoins in Several Important Ways

Six deposit-taking institutions have announced a shared blockchain infrastructure initiative that will offer programmable around-the-clock money movement, beginning sometime in the first half of next year, conditions permitting.

June 18, 2026
REGULATION
ALL STORIES →
REGULATION

Four Technology Firms Formally Designated Structurally Unavoidable, Confirming What Every Procurement Team Already Knew

Regulators will now oversee the four companies the sector cannot operate without, using a platform hosted by two of them.

July 22, 2026
REGULATION

Ministry of Sensible Future Consultation Opens Consultation on Payments Framework Designed to Withstand the Future

The framework will be protected against the future by deferring all detailed decisions to it.

July 19, 2026
REGULATION

Regulator Confirms It Will Continue Defending the Rule It Is Currently Rewriting

The Bureau of Consumer Financial Paperwork said its landmark data-portability rule remains a priority, and remains under revision.

July 5, 2026
REGULATION

Subcommittee Convenes to Discuss Whether Payment Companies That Are Not Banks Should Be Permitted to Access Infrastructure Reserved for Banks

A bipartisan bill proposing direct access to the Bureau's payment infrastructure for non-bank entities has cleared its first hearing and been returned to subcommittee for further consideration.

June 28, 2026
REGULATION

Stablecoin Issuers Given Clarity on When Clarity Will Be Provided Following Conclusion of Clarity Consultation

The Financial Crime Paperwork Network has closed its comment window on proposed anti-laundering rules for stablecoin issuers, marking a meaningful step toward the point at which the next step will become clearer.

June 25, 2026
REGULATION

Domestic Housing Legislation Advances With Provision Clarifying That a National Digital Token Is Not Needed Until at Least 2031

Lawmakers in the upper and lower chambers have agreed on a package addressing home supply, affordability, and the separate question of whether a central institution should issue digital currency, which it should not.

June 17, 2026
REGULATION

Central Bank Proposes Historic Payment Account Giving Fintechs Direct Access to Settlement, Excluding Credit, Interest and the Batch Rail

The limited-purpose account has been hailed as a turning point for competition in payments, pending clarification of what it includes.

June 12, 2026
REGULATION

The Financial Clipboard Authority Publishes Roadmap Confirming It Will Publish a Discussion Paper About Open Finance in Q4 2026

The roadmap sets out a timetable for further publications. A discussion paper will follow. The discussion paper will invite responses. The responses will inform a further consultation.

May 30, 2026
REGULATION

Financial Clipboard Authority-Commissioned Assessment Identifies the Open Banking Governance Bureau as Best-Placed to Design the Organisation That Will Run Open Banking

The assessment considered 14 potential structures. the Open Banking Governance Bureau was identified as best placed to design its own replacement. The replacement will be independently governed.

May 28, 2026
REGULATION

Federal Regulators Directed to Identify Fintech Provisions That Could Be Updated, With Updates to Follow at a Later Interval

Regulators have 90 days to identify provisions. Updates will follow. The interval is not specified. A further review will assess whether the identified provisions were the right ones.

May 28, 2026
INDUSTRY LEADERS
ALL STORIES →
INDUSTRY LEADERS

Industry Veteran Returns To Advisory Role He Has Held Four Previous Times

The veteran has now held the role on five separate occasions. His bio has been refreshed. The refresh consists of changing the date. Industry observers have welcomed his appointment.

MAY 1, 2026
INDUSTRY LEADERS

Departing CFO Cites ‘Exciting Personal Opportunities’ With No Further Details

The CFO of a listed payments group is to depart to pursue exciting personal opportunities. No further details are available. The transition will be orderly. The next CFO is yet to be named.

APRIL 30, 2026
INDUSTRY LEADERS

Executive Reports Best Sleep Of Career During Conference

A senior payments executive has reported the best sleep of his professional career during the final afternoon of a three-day industry conference. Attendees described his contribution as "present".

APRIL 15, 2026
CONFERENCES
ALL STORIES →
CONFERENCES

Major Conference on the Future of European Payments Ends Without Announcing the Future of European Payments

The Euro Clipboard Bank convened central bankers, policymakers, and industry representatives for a full-day hybrid event at which the Continental Digital Currency Unit was described, at length, as being in a preparation phase.

June 16, 2026
CONFERENCES

Hackathon Participants Solve Problem That Procurement Won't Let Anyone Build

The winning team produced a working prototype in 36 hours. The prototype solved a long-standing reconciliation problem. Procurement has indicated the production build will take 14 months and will require a different team.

APRIL 29, 2026
CONFERENCES

Industry Leaders Converge To Discuss The Future

Annual payments conference draws senior executives from every major institution. Sessions cover future of payments. Future remains uncertain.

APRIL 10, 2026
CONFERENCES

Global Payments Leadership Summit Announces Tickets

Global summit releases limited ticket allocation. VIP passes sold out in 7 minutes. Standard passes remain available indefinitely.

MARCH 28, 2026
FEATURED EDITORIAL
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